Express Financial Centers Your one stop for all Payday loans and Check Cashing

Expenditure	Amount	Method of Payment	When pament is due	To Whom payment is to be made
Initial Franchise Fee	$14,500	Two Installments	On submitting the price guarantee and invitation and on signing the Franchise Agreement (see item 5)	Express Financial Centers (see note 1)
Real Property (see note 2)
Leasehold Improvements (see note 3) (see note 4)
Exterior Signage (see note 4)	$1000-$4,000	Lump Sum	As arranged	Contractors and Suppliers
Furniture and Fixtures (see Note 4)	$10,900-$16,000	Lump Sum	As Arranged	Contractors and Suppliers
Cash Registers and Computer Systems (see note 4) ( See note 5)	$3,500-$5,500	Lump Sum	As Arranged	Contractors and Suppliers
Opening Inventory (See Note 6)	$10,000-$25,000	As Incured	As Arranged	Contractors and Suppliers
Opening Advertising	$2,500-$5,000	As Incured	As Arranged	Local Advertising Agency, Providers of Media
Initial Training	$100-$1,000	As Incurred	As Arranged	Express Financial Centers
Cellular Phone Opening Inventory (see Note 9)	$0-$1,000	Lump Sum	As Incurred	Service Providers
Additional Funds- 3 months (See Note 10)	$3,000-$10,000	As Incurred	As Incurred	Third Parties
Attorney Fees, Business Licenses, State fees	$1,000-$7,500	As Incurred	As Incurred	Third Parties

TOTAL ESTIMATED INITIAL INVESTMENT (exclusive of real estate and realted costs): $45,600 to $89,500.
Note 1	Same as regular store

Note 2	These locations are to be installed into existing buildings in a corner space. Additional costs may be occurred if something different. space used is 8 foot by 8 foot.

Note 3	Generally leasehold improvements are not necessary. The store is a modular kit that fits inside a existing retail store.

Note 4	Same as regular store

Note 4	Same as regular store

Note 6	Same as regular store

Note 7	Same as regular store

Note 8	Same as regular store

Note 9	Same as regular store

Note 10	Same as regular store


Except as otherwise noted, none of these payments are refundable. These paymnets are only estamates and your costs may be higher, depending on your particular circumstances. You should review these figures carefully with a business advison, accountant or attorney before making any decision to purchase a franchise. We do not offer any financing fore your original investment. The availability and terms of financing with third-party lenders will depend on factors such as the availability of financing generally, your credit-worthness and policise of lending intuitions concerning the type of business to be oppened.